When's the right time to downsize from a Lafayette home?
Most clients say "two years too late." Common triggers: empty nest 2+ years, retirement within 12 months, maintenance burden growing.
For Lafayette downsizing seniors and retirees
Senior downsizing realtor in Lafayette — patient, full-service, no rush.
Roger Grubb has handled dozens of senior downsizing transactions in Lafayette and across the Bay Area. He sees the full picture — equity math, where the proceeds go next, the timeline mismatch between selling and buying, and the lifestyle change. Patient process, no pressure. (510) 504-0402.
Lafayette stats: median $2,100,000 · $875/sqft · 14 DOM.
Why Lafayette for downsizing seniors and retirees
Mature suburban with rural-feeling lots. Acalanes High district is a real estate driver. BART direct to SF, Mt. Diablo views, Lafayette Reservoir trails.
Roger\'s read: Happy Valley and Burton Valley are the Lafayette sweet spots. South of Pleasant Hill Rd. is more transactable; Reliez Valley is the value play within Lafayette.
Lafayette senior downsizer FAQ
How much equity will I have from a Lafayette home sale?
For a Lafayette median $2,100,000 home with a $400K mortgage: roughly $700-900K after sale costs. Roger runs your specific number in the first call.
Should I sell before or after I buy my new place?
Sell first is safest. Buy first works with a bridge loan or large reserve. Same-day rarely works. Roger walks through your specific risk tolerance.
What about capital-gains tax on a primary residence?
Joint filers exclude $500K, single $250K. Bay Area homes purchased decades ago often exceed exclusion — Roger refers to a CPA for exact math.
Lafayette senior downsizer? One call.
Roger answers his own phone. (510) 504-0402.