When's the right time to downsize from a Los Gatos home?
Most clients say "two years too late." Common triggers: empty nest 2+ years, retirement within 12 months, maintenance burden growing.
For Los Gatos downsizing seniors and retirees
Senior downsizing realtor in Los Gatos — patient, full-service, no rush.
Roger Grubb has handled dozens of senior downsizing transactions in Los Gatos and across the Bay Area. He sees the full picture — equity math, where the proceeds go next, the timeline mismatch between selling and buying, and the lifestyle change. Patient process, no pressure. (510) 504-0402.
Los Gatos stats: median $2,980,000 · $1192/sqft · 13 DOM.
Why Los Gatos for downsizing seniors and retirees
Charming walkable downtown, Santa Cruz Mountains immediately behind, top schools, Netflix corporate presence. South Bay's most walkable suburban core.
Roger\'s read: Almond Grove + Downtown trades on walkability. Hill streets (above Roberts Rd) have views + larger lots. East Los Gatos is the value play.
Los Gatos senior downsizer FAQ
How much equity will I have from a Los Gatos home sale?
For a Los Gatos median $2,980,000 home with a $400K mortgage: roughly $700-900K after sale costs. Roger runs your specific number in the first call.
Should I sell before or after I buy my new place?
Sell first is safest. Buy first works with a bridge loan or large reserve. Same-day rarely works. Roger walks through your specific risk tolerance.
What about capital-gains tax on a primary residence?
Joint filers exclude $500K, single $250K. Bay Area homes purchased decades ago often exceed exclusion — Roger refers to a CPA for exact math.
Los Gatos senior downsizer? One call.
Roger answers his own phone. (510) 504-0402.