When's the right time to downsize from a Novato home?
Most clients say "two years too late." Common triggers: empty nest 2+ years, retirement within 12 months, maintenance burden growing.
For Novato downsizing seniors and retirees
Senior downsizing realtor in Novato — patient, full-service, no rush.
Roger Grubb has handled dozens of senior downsizing transactions in Novato and across the Bay Area. He sees the full picture — equity math, where the proceeds go next, the timeline mismatch between selling and buying, and the lifestyle change. Patient process, no pressure. (510) 504-0402.
Novato stats: median $1,180,000 · $656/sqft · 21 DOM.
Why Novato for downsizing seniors and retirees
Open space, hills, ranch-style architecture, family-friendly. The most under-priced of the Marin cities for what you get.
Roger\'s read: San Marin + Indian Valley area has the best school catchments. Hamilton (former military base) has distinct architecture and HOA quirks worth understanding.
Novato senior downsizer FAQ
How much equity will I have from a Novato home sale?
For a Novato median $1,180,000 home with a $400K mortgage: roughly $700-900K after sale costs. Roger runs your specific number in the first call.
Should I sell before or after I buy my new place?
Sell first is safest. Buy first works with a bridge loan or large reserve. Same-day rarely works. Roger walks through your specific risk tolerance.
What about capital-gains tax on a primary residence?
Joint filers exclude $500K, single $250K. Bay Area homes purchased decades ago often exceed exclusion — Roger refers to a CPA for exact math.
Novato senior downsizer? One call.
Roger answers his own phone. (510) 504-0402.