When's the right time to downsize from a San Rafael home?
Most clients say "two years too late." Common triggers: empty nest 2+ years, retirement within 12 months, maintenance burden growing.
For San Rafael downsizing seniors and retirees
Senior downsizing realtor in San Rafael — patient, full-service, no rush.
Roger Grubb has handled dozens of senior downsizing transactions in San Rafael and across the Bay Area. He sees the full picture — equity math, where the proceeds go next, the timeline mismatch between selling and buying, and the lifestyle change. Patient process, no pressure. (510) 504-0402.
San Rafael stats: median $1,390,000 · $794/sqft · 19 DOM.
Why San Rafael for downsizing seniors and retirees
Marin geography without Marin's top-tier prices. Mediterranean climate, walkable downtown, Dominican University, easy 101 access.
Roger\'s read: Sun Valley + Terra Linda are the best schools-for-dollar in Marin. Loch Lomond + Dominican stretch have view homes Marin people don't talk about.
San Rafael senior downsizer FAQ
How much equity will I have from a San Rafael home sale?
For a San Rafael median $1,390,000 home with a $400K mortgage: roughly $700-900K after sale costs. Roger runs your specific number in the first call.
Should I sell before or after I buy my new place?
Sell first is safest. Buy first works with a bridge loan or large reserve. Same-day rarely works. Roger walks through your specific risk tolerance.
What about capital-gains tax on a primary residence?
Joint filers exclude $500K, single $250K. Bay Area homes purchased decades ago often exceed exclusion — Roger refers to a CPA for exact math.
San Rafael senior downsizer? One call.
Roger answers his own phone. (510) 504-0402.