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Mortgage calculator
Bay Area-calibrated. Property tax and insurance defaults reflect 2026 California reality.
Your monthly payment
$5,730 / mo
- Loan amount
- $720,000
- Downpayment
- $180,000
- Principal + interest
- $4,718 / mo
- Property tax (in PITI)
- $862 / mo
- Insurance
- $150 / mo
- Total interest paid (life of loan)
- $978,432
This is a fast estimate. For an actual pre-approval, Roger refers to 5+ vetted Bay Area lenders.
Talk to Roger — (510) 504-0402